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Insurance - revealing:
What the small print really
means
Which features and exclusions you need to look
out for
Answers to frequently asked questions
And recommendations
from the hundreds of policies on the market
Just because some companies
claim to offer “cheap travel insurance”
doesn't mean you’re getting a bargain. Travel
insurance comes in all shapes and sizes… and
all price ranges, too. When you perform your evaluation
be sure to compare all the details of the cover offered.
Our role is to arrange Travel
Insurance for you but we do not offer any advice
on the suitability of the product for your demands
and needs
Holiday Insurance
Underwriters
Who is actually issuing the holiday
insurance policy you’re about to buy? Is
it a reputable company you know will pay your claim?
Single
Trip Policies offer you premium cover
at affordable prices and begin the day your journey
commences. Cancellation insurance is in effect
the same day as your purchase You can rest assured
you’ll have full medical and financial
protection backed by industry leaders Fortis
Insurance Limited
Annual
Multi-Trip Policieshave
a Maximum duration on any one trip of 60 days and
allow you to unlimited trips for a 365 day period.
Annual policies may be booked up to 30 days in
advance, however cancellation insurance only
starts on the policy commencement date.
Multi trip policies by industry leaders Axiom Underwriting
Axiom Underwriting and Fortis
Insurance Limited are covered
by the new Financial Services Compensation Scheme
(FSCS). This means that you may be entitled to
compensation from the scheme if they are unable
to meet their financial obligations. Full details
are available from the FSCS.
*NOTE: An excess
is an amount of money which is deducted
from any claim made by each insured person
under any Section of the Policy to which
such excess applies
GEOGRAPHICAL LIMITS
EUROPEAN COVER meaning the United Kingdom, the Continent of Europe
west of the Ural Mountains; any other country or island with a
Mediterranean coastline; the Azores, Canary Islands, Republic of
Ireland; Iceland and Madeira.
WORLDWIDE COVER means anywhere in the World
MEDICAL EMERGENCY SERVICES
Section A of this Policy includes a 24 hour emergency medical assistance
service during your Covered Trip.
SECTION
SUM INSURED
EXCESS*
1A If your trip is cancelled
£5,000*
£35
1B If your trip is cut short
£5,000*
£35
2 Medical and other expenses
£10
million*
£35
3 Hospital benefit
£1,000
4 Personal accident
£25,000
5 Personal belongings
£1,500*
£35
6 Temporary loss of personal belongings
£100
7 Money and documents
£400*
£35
8 Loss of passport
£250
9 Personal liability
£2
million
10 Missed departure – extra travel and accommodation
expenses
£750
11 Mugging
£500
12 Legal expenses
£25,000
13 Delay
£100
No cover
(£3,000 for cancellation)
Items marked with a * are subject to a £35
excess
*NOTE: An excess
is an amount of money which is deducted
from any claim made by each insured person
under any Section of the Policy to which
such excess applies
EUROPEAN COVER -
meaning the United Kingdom, Europe, Channel
Islands, Republic of Ireland, Madeira,
Canary Islands, Syria, Tunisia, Turkey,
Egypt, Israel and countries bordering
the Mediterranean Sea
WORLDWIDE -
Excluding the United States, Canada
and the Caribbean
Does
the other policy include cover for sports activities?
Many charge an additional fee for this. Our holiday
insurance policies include cover for a variety
of sports and activities details are on the pages
below
Annual
Multi trip Policies underwritten by Axiom Underwriting
- do NOT
cover any pre-existing medical conditions. “Section
A - Medical & Emergency Expenses does not cover
any claim arising from any pre-existing defect,
infirmity or condition for which an insured person
is receiving regular medical treatment, advice
or consultation at the time of effecting the insurance
or at commencement of a covered trip, whichever
is the later.”
Single Trip
Policies underwritten by Fortis Insurance
Limited will ONLY offer cover for pre-existing
medical conditions if you have obtained agreement
by
using the Fortis Health Line on 08701 222 038
Medical health requirements are
explained in the policy wording booklets and also
following on-line quotations for the Fortis Insurance
Limited or Axiom Underwriting policies.
Guaranteed Security
and Privacy of Your Personal Information
You have our promise that your
privacy will be protected with Accomplish
Travel. We never sell, rent, loan, or give
your information to third parties. Your payment
information, email address, home address, phone
number and other details are used strictly in relation
to the issuance of your holiday insurance policy.
Many sites aren’t always so honourable.
Receive
your free, no-obligation quotation now,
then compare and see for yourself.
