Accomplish Travel Travel Insurance Excess Waiver explained
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For Annual Multi Trip, Axiom underwriting policies For Single Trip and Wintersports, Fortis Insurance Limited policies
The excess applies on a per person per claim basis. See the schedule below for the excesses applicable to this insurance.  

Summary of main benefits, sums insured and excess applicable to each insured person

SECTION

SUM INSURED

EXCESS*

 A. Medical & Emergency Expenses

 £5,000,000

 £35

Hospital Benefit £1,000  
B. Cancellation & Curtailment £3,000
£ 35
Missed Departure £500  
C. Delayed Departure (including Hi-jack) £3,000  
D. Personal Accident £25,000  
E. Baggage & Personal Effects £1,500 £ 35
Single Article Limit £300  
Jewellery & Valuables Limit £500  
F. Money Insurance £1,000 £ 35
Cash Limit £250  
G. Personal Liability £2,000,000  
Including Legal Expenses up to £25,000  
     
*NOTE: An excess is an amount of money which is deducted from any claim made by each insured person under any Section of the Policy to which such excess applies
 
GEOGRAPHICAL LIMITS
EUROPEAN COVER meaning the United Kingdom, the Continent of Europe west of the Ural Mountains; any other country or island with a Mediterranean coastline; the Azores, Canary Islands, Republic of Ireland; Iceland and Madeira.
WORLDWIDE COVER means anywhere in the World
 

MEDICAL EMERGENCY SERVICES
Section A of this Policy includes a 24 hour emergency medical assistance service during your Covered Trip.

SECTION

SUM INSURED

EXCESS*

1A If your trip is cancelled £5,000* £35
1B If your trip is cut short £5,000* £35
2 Medical and other expenses £10 million* £35
3 Hospital benefit £1,000  
4 Personal accident £25,000  
5 Personal belongings £1,500* £35
6 Temporary loss of personal belongings £100  
7 Money and documents £400* £35
8 Loss of passport £250  
9 Personal liability £2 million  
10 Missed departure – extra travel and accommodation expenses £750  
11 Mugging £500  
12 Legal expenses £25,000  
13 Delay £100 No cover
(£3,000 for cancellation)
 
     
Items marked with a * are subject to a £35 excess
     
*NOTE: An excess is an amount of money which is deducted from any claim made by each insured person under any Section of the Policy to which such excess applies
 

EUROPEAN COVER - meaning the United Kingdom, Europe, Channel Islands, Republic of Ireland, Madeira, Canary Islands, Syria, Tunisia, Turkey, Egypt, Israel and countries bordering the Mediterranean Sea

WORLDWIDE - Excluding the United States, Canada and the Caribbean

WORLDWIDE COVER means anywhere in the World

 
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