This insurance provides cover for all holidays, private trips & non-manual business trips. Cover is only available if you are a resident of the UK, and you must also be able to answer NO to the four questions below and please note the Exclusions & Limitations below

UNUSUAL EXCLUSIONS & LIMITATIONS
“Section A - Medical & Emergency Expenses does not cover any claim arising from any pre-existing defect, infirmity or condition for which an insured person is receiving regular medical treatment, advice or consultation at the time of effecting the insurance or at commencement of a covered trip, whichever is the later.”

1: Are you, or any person travelling with you, over the age of 70 at the time of inception of this insurance?

2: Have you, or any person travelling with you, been referred to a specialist or been admitted to hospital overnight during the past three months?

3: Have you, or any person travelling with you, been advised not to travel or made aware of any reason why your, or their holiday, may be disrupted, cancelled or cut short?

4: Have you, or any person travelling with you, received treatment for a terminal prognosis, a heart condition, stroke, cancer, severe asthma or recurring chest condition?